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Real estate appraisal services for homeowners in the city of Clermont and Lake County

Check out the top seven reasons why Florida homeowners need Town and Country Appraisals LLC:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Lake County's assessment of your property
  3. To reduce their mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of the property in question to settle an estate in Lake county or Florida
Need help deciding the value of your home in or near Clermont, Florida? Contact Town and Country Appraisals LLC.

We at Town and Country Appraisals LLC understand the individual needs of a customer in need of appraisal services. Our usual business clients get the appraisal process and the usual "products" we deliver to them. As our valued client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Town and Country Appraisals LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value opinion than yours.

Challenging Lake County's assessment of your property

Let's say you live in a local area that is going down -- your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. An appraisal from Town and Country Appraisals LLC is your strongest weapon when contesting your property tax assessment.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. At Town and Country Appraisals LLC, we're veterans in helping homeowners just like you get rid of undesirable PMI insurance.

Recently got a freeze to your HELOC?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Town and Country Appraisals LLC can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can assist you. Although most review work is requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.